The Top 5 Best Credit Cards For Family Disney Vacations

A Disney vacation in 2025 is not cheap. Park tickets, hotel stays, meals, and travel can add up fast. But the right credit card can take a serious bite out of the cost. Rewards, points, and travel perks can help you spend less and get more.

Here are the top 5 cards that make Disney vacations easier on your wallet and a lot more fun:

Chase Sapphire Preferred®

The Chase Sapphire Preferred® Card is a great all-around pick for families headed to Disney. It starts strong with 60,000 bonus points when you spend $5,000 in three months. That is worth up to $750 in travel if you book through Chase Travel. This bonus alone can cover a big chunk of your hotel or flights.

You also earn 5x points on travel booked through Chase and 3x on dining, streaming, and groceries. Since you will be doing all of those on a Disney trip, this card earns while you spend.

Points are easy to use and stretch 25% further on Chase’s platform. It has a $95 annual fee, but the value you get back is much higher.

fountain_art_studio / IG | Credit cards’ rewards, points, and travel perks can help you spend less and get more.

Capital One Savor

If you plan to eat your way through Disney World, the Capital One Savor Cash Rewards Card is built for you. You get 3% cash back on dining and entertainment, including theme parks. That means churros, character breakfasts, and Epcot food fests all earn you rewards.

That is easy to hit if you are buying tickets or reserving a hotel. The annual fee is zero, which makes this a great secondary card to pair with a travel rewards option.

Chase Freedom Unlimited®

For families who want simple rewards, Chase Freedom Unlimited® is a winner. You get a $200 bonus after spending just $500 in three months, which is perfect if you are planning a trip soon and want quick value.

You will earn 5% cash back on travel booked through Chase, plus 3% at restaurants and drugstores. That includes snacks, souvenirs, and meals at Disney. And since the card has no annual fee, everything you earn is pure gain.

frugal_flyer / IG | RBC is offering up to 55,000 Avion bonus on the RBC Avion Visa Infinite card.

Hilton Honors Amex Surpass®

If your family stays at Hilton Hotels, this card gives you huge value. You will get 130,000 Hilton Honors points after spending $3,000 in six months. That is enough for several nights at a Hilton hotel near Disney, like the Signia by Hilton at Bonnet Creek.

You will also earn 12x points at Hilton hotels, so every night you stay gets you closer to your next trip. The first year’s annual fee is waived, then it is $150. If you stay just two nights at a Hilton, you will likely earn enough to cover that fee and more.

Chase Sapphire Reserve®

If you are going big on your Disney vacation, the Chase Sapphire Reserve® offers premium perks that can really pay off. You get a $300 annual travel credit, which covers hotels, flights, or even rental cars. Plus, points are worth 50% more when redeemed through Chase Travel.

With this, you will earn 10x points on hotels and rental cars booked through Chase, and 3x on other travel and dining. The signup bonus is huge and the perks, like airport lounge access, make traveling with kids smoother.

The $550 annual fee is steep, but if you travel often, the value you get back makes it worth it.